Программа выдачи жилья молодым семьям в Карачаево-Черкесской республике (КЧР) в 2021 году
Программа «Молодая семья» в КЧР 2021, как и многие другие региональные проекты, помогает реализовывать единый план центра, направленный на достижение совместных целей по России в целом (Постановление Правительства РФ от 17.12.2010 N 1050 (ред. от 20.11.2018) "О реализации отдельных мероприятий государственной программы Российской Федерации "Обеспечение доступным и комфортным жильем и коммунальными услугами граждан Российской Федерации", Постановление Правительства РФ от 25.08.2015 N 889 "О внесении изменений в постановление Правительства Российской Федерации от 17 декабря 2010 г. N 1050").
Программа «Молодая семья» 2021-2021 гг. Основные условия и цель программы
Содержание
- 1 Программа «Молодая семья» 2021-2021 гг. Основные условия и цель программы
- 2 Кто может участвовать в программе «Молодая семья»
- 3 Условия и требования для получения субсидии
- 4 Региональная программа «Молодая семья» в Черкесске и Карачаево-Черкесской республике
- 5 Преимущества и недостатки программы «Молодая семья»
На сегодняшний день все большее количество граждан не могут самостоятельно обрести собственную недвижимость. Быстрое ценообразование на жилье, низкий уровень зарплат (все еще есть регионы с зарплатами ниже прожиточного минимума, порядка 3–4 тыс. рублей в месяц), малопонижаемые проценты по кредитным займам, обесценивание национальной валюты. На основании вышеозначенных факторов была создана губернаторская программа «Молодая семья».
Ориентиры проекта:
- Недопущение демографического кризиса и пенсионного коллапса в стране.
- Создание условий для разрешения квартирных проблем молодым семьям.
- Привлечение стороннего и личного финансирования в жилищную сферу.
- Ориентация застройщиков на постройку для населения (экономичность материалов, комфортность, выгодность приобретения).
Особенности реализации:
- Целевая направленность на определенную категорию лиц.
- Субсидия предоставляется в виде ценной бумаги, которая обладает 9месячным сроком использования.
- Разная величина дотации (индивидуальный расчет).
- Выдается исключительно платежеспособным (это вроде стимула для семьи. Вначале поможем, а остальное сами).
- Исключительно расходование бюджетных средств на определенные направления, указанные в проекте.
Кто может участвовать в программе «Молодая семья»
Не у всех претендентов получится стать участником проекта. Потому как действуют определенные предписания. Подать Заявление на участие в подпрограмме "Обеспечение жильем молодых семей" федеральной целевой программы "Жилище" на 2015 - 2020 годы вправе:
- Новоиспеченная пара.
- Супруги с детьми.
- Родитель-одиночка, собственными силами воспитывающий отпрысков.
Но недостаточно всего лишь отвечать выше заявленным категориям. Еще требуется соответствовать условиям:
- В собственности нет своего жилища.
- Жилое помещение, владельцем которого вы являетесь, признано неподходящим для жительства (аварийное, метраж маленький, проживание с человеком на одной территории безраздельно, недуг которого несет риск заражения для окружающих).
- Платежеспособны (ваша ежемесячная доходность позволит оплатить оставшуюся часть суммы приобретаемой недвижимости или осуществлять платежи ежемесячно, при этом у семьи будет оставаться на нормальное существование не меньше половины прибыли).
- Возрастной предел не превышен (вам нет еще 35).
- Являетесь подданными РФ (или хотя бы один из супругов).
Условия и требования для получения субсидии
Порядок оформления
Обращение в муниципальное управление для консультации.
- Сбор необходимых документов.
- Подача Заявление на право получения социальной выплаты на приобретение жилого помещения или строительство индивидуального жилого дома вместе с документацией.
- Получение расписки от специалиста о дате принятия и описи приложенных бумаг.
- Ожидание вердикта уполномоченного учреждения.
- Ознакомление с заключением.
- Ожидание своей очередности при утвердительном вердикте.
- Торжественное получение сертификата.
- Обращение в банковскую организацию с целью открытия счета для перечисления денежных средств.
- Оповещение муниципалитета о результате траты средств.
Перечень документов
Пакет документации утверждается законодательством и соответствующими прописанными нормами в проекте. Его предоставляют в местные органы власти:
- Заявление на участие в подпрограмме "Обеспечение жильем молодых семей" федеральной целевой программы "Жилище" на 2015 - 2020 годы и Заявление на право получения социальной выплаты на приобретение жилого помещения или строительство индивидуального жилого дома. Оформляется в 2-х экземплярах, один из которых отдается специалисту, другой – остается семье. В ней указываются данные обратившихся, цель траты субсидии, проставляются подписи супругов.
- Подлинники и дубликаты удостоверений личности пары.
- Бумаги, доказывающие факт необходимости усовершенствования жилусловий. Это может быть акт осмотра помещения, заключение о сносе здания, в котором располагается жилье, справка из медучреждения об опасной болезни проживающего безраздельно с вами родственника.
- Документы, подтверждающие финансовое положение семьи – справки о доходности, начислении выплат от госучреждений, выписка с персонального вклада о наличии накопленных денежных средств.
- Документ подтверждающий факт бракосочетания.
- Выписка о составе семейства.
- Сведения о регистрации за крайние 5-7 лет.
Размер субсидии в 2021 году
Величина выплачиваемой дотации зависит от:
- Количества детей.
- Оценки одного квадратного метра в регионе.
Это значит, что для каждой семьи объем субсидирования будет различным. Так, для супругов без потомства рассчитывается нормальный метраж помещения в 42 кв.м., при появлении ребенка происходит увеличение на 18 кв.м на каждого субъекта. Итоговая сумма выплаты рассчитывается умножением метража на стоимость за одну единицу. Супругам с потомством оплачивается 40% от всей суммы, а бездетным – 35%.
Региональная программа «Молодая семья» в Черкесске и Карачаево-Черкесской республике
Размер субсидии в регионе
Программа «Молодая семья» в Карачаево-Черкесской республике стартовала с 2008 года и оказала помощь в одном только 2018 году 190 семьям. Молодым семьям, нуждающимся в усовершенствовании условий жительства, назначается единовременная денежная выплата, которую можно реализовать на покупку готового жилья или строительство по собственному плану.
К 2021 году финансирование проекта из федеральной казны пока не рассчитано. А республиканский бюджет планирует ежегодно выделять на целеполагание проекта по 25 млн. рублей.
Программа «Молодая семья» в КЧР 2021 условия на самом-то деле не содержит каких-то особенных предписаний. Разве что – обязательное проживание на территории региона. Остальные положения дублируются из центральных проектов.
В отличие от федерального уровня Карачаево-Черкесская республика устанавливает несколько большие объемы выплат. 35% для бездетных и 40% для супругов с потомством. Однако это не является итоговой суммой выплат, поскольку муниципалитеты с готовностью увеличивают величину субсидирования и в разных районах республики она может варьироваться.
Очередь на участие
Для признания семьи участниками проекта надобно встать в очередь. Преференции по формированию места в списке оказываются многодетной супружеской паре. Остальные претенденты фиксируются в сводном списке на грядущий год по дате принятия в участники проекта.
Преимущества и недостатки программы «Молодая семья»
Любая деятельность оценивается по ее результатам, и обладает определенными положительными и отрицательными моментами.
Положительные стороны проекта:
- Предоставление возможности оплатить первоначальный взнос по ипотеке разово, а не копить на это годы, откладывая свои цели.
- Прерогатива получения социального кредитования.
- Прогрессивный график выплат по займу.
- Приобретение собственного жилища еще в довольно молодом возрасте.
- Последующая продажа полученного жилья или передача его в собственность родственникам.
Отрицательные стороны:
- Большая очередность.
- Запоздание перечисления средств с федеральной казны в региональную и соответственно на сертификат.
- Покупка исключительно в новостройке.
- Недвижимость находится в залоге у банковского учреждения, пока не ликвидируется займ в полном объеме.
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